Health and medical insurance policies for students in US can be availed both by the International students who are enrolled in any of the educational institutions in US and to US students who are residents of the country. However, International student’s insurance is valid for a period of 48 months.
Any International student studying in the US colleges and Universities can avail International Student’s Health insurance if he or she has a valid VISA and is under 55 years of age. Moreover a student below 55 years, who is registered with any educational institution in US and is engaged in any research or academic work in any other country, will also qualify for Health insurance. It may also be noted that the dependants of these students like spouse and children below the age of 18 years are also eligible to be covered under health insurance with the student. Your coverage under the insurance plan normally commence from the very next day after you complete filling the online application. An International student also has the scope to renew the insurance policy so long as he satisfies the eligibility criteria. For this all you need to do is to send a filled in enrolment form within 30 days from the date of the end of the initial coverage period. The US International Student’s Health insurance covers the student around the world except his place of permanent residence.
An American student may apply for a medical insurance plan if he is no longer covered under his parent’s group insurance plan or if he finds his current insurance plan expensive for him. Moreover, after attaining the age of 24, a child can no longer be covered under his parents plan and has to opt for a separate health insurance plan. The student insurance covers the student throughout the year and it covers the student throughout United States and Canada only. Moreover, if the student leaves school, his cover under the policy will continue till the end of the policy year and the policy can also be renewed.
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